Banking innovation · Made in Luxembourg

Think beyond.Build what’snext.

We connect banking heritage with modern technology to build digital asset infrastructure, expand banking into partner ecosystems and new everyday services, and streamline how banking works.

Propose a pilot Discover our initiatives

Fully owned by Spuerkeess (opens in a new tab).
Backed by 170 years of banking heritage (est. 1856).

The company · Rooted in trust. Built for agility.

Built on heritage.
Driven by
possibility.

Banking depth meets technology in practice.

ThinkSphere brings banking practitioners, fintech builders and emerging technology together in Luxembourg. We turn new technology into services a bank can use, from digital assets and embedded ecosystems to AI-powered efficiency.

We pair the rigour of a regulated bank with the pace of agile engineering, so promising ideas can grow into bank-ready solutions.

Our methodology

In the press · MiddleGame Ventures · 1 October 2026“Think Sphere and the Lessons Other Banks Paid For”Read the article In the press · Paperjam · 17 September 2026“Think Sphere, Spuerkeess’s innovation lab, is a sign of a new era”Read the article

One connected ecosystem · From heritage to innovation

01 · Foundation

Spuerkeess (opens in a new tab)

170 years of banking expertise, balance-sheet solidity, governance and regulatory trust.

02 · Innovation engine

ThinkSphere

Independent agility, technology validation and ecosystem co-building, based in Luxembourg.

03 · PillarsPillar 01Digital asset infrastructure Pillar 02Embedded finance & ecosystems Pillar 03Operational efficiency

Our initiatives · Strategic focus areas

Explore our
next horizons.

Illustrative journey01 / 03

Real-world assetBond · Fund unit · Deposit

TokenisedDigital units

Issuer walletInvestor wallet

Ledger✓ Units issued✓ Transfer settled✓ Custody updated

RepresentTransferRecord

Pillar 01 · Digital asset infrastructure

A new dimension
of value.

We explore how digital money and tokenised assets can be issued, held in custody and settled safely across modern banking infrastructure.

Stablecoins, deposit tokens and wholesale CBDC for treasury, payments and settlement
Digital euro readiness: architecture, programmable wallets and regulatory compliance
Tokenisation of bonds, investment fund units and real-world assets (RWA)
Institutional custody, cryptographic key security and core-banking ledger integration
Trusted digital identity

Explore digital asset infrastructure with us

Pilots · Open call for fintechs & technology partners

Co-build the next
generation of banking.

As the innovation arm of Spuerkeess (opens in a new tab), we are launching scoped pilot sprints across digital assets, embedded finance and operational AI. We invite Luxembourg and European fintechs, regtechs, scale-ups and technology providers to co-design and validate new banking solutions with us.

Propose a pilot Our methodology

Pilot themes · What we are exploring now

Digital asset infrastructure

We believe tokenised assets and digital money will reshape how value is issued, held and exchanged.

So we’re looking for solutions that make it faster, safer and more liquid, within Europe’s regulatory frameworks.

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Embedded finance & ecosystems

We believe banking should meet people where they already are, and that a bank’s own channels can offer more than banking.

So we’re looking for ways to embed financial services in partner platforms, and to bring partner services into ours.

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Operational efficiency

We believe new technologies, including AI, can take the friction out of complex banking work without compromising compliance or trust.

So we’re looking for emerging technologies and automation that simplify workflows, with strong controls built in.

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What we offer · For early partners

Direct banking expertise

Work shoulder-to-shoulder with senior banking practitioners, risk specialists and compliance officers who understand delivery from the inside.

Structured pilot sprints

Milestone-driven evaluation cycles with clear success metrics and minimal corporate friction.

A pathway to enterprise scale

Objective evaluation criteria and a defined architectural roadmap from pilot validation toward potential integration within Spuerkeess (opens in a new tab).

Pilot pathway · From idea to integration

01ScopeDefine the use case or the problem statement, technical perimeter and concrete success criteria together.
02PilotDeploy and stress-test the solution in a scoped, controlled, bank-grade pilot.
03EvaluateMeasure technical performance, security compliance and business impact against agreed benchmarks.
04IndustrialiseWhere the pilot demonstrates measurable value, architect the path to production integration within Spuerkeess (opens in a new tab).

Methodology · From signal to delivery

From the challenge
to the work.

Read the signals. Start with a need.

We scan emerging trends and market signals, then evaluate them against operational realities: real banking challenges, customer pain points and shifting EU regulations. Only then do we commit to an architectural stack.

Bring the right minds. Test it in practice.

We bring Spuerkeess (opens in a new tab) banking operators together with fintech specialists and regtech innovators to build prototypes and test feasibility in practice.

Build to bank grade. Move forward.

We prototype under realistic conditions. Every pilot is designed from the start to respect the security and regulatory realities needed to scale safely.

Want to work this way?

Propose a pilot Join the team

The people · Heritage meets innovation

Guided by experience.
Driven by curiosity.

Our team brings together decades of experience, start-up curiosity and strong technology skills. Our board adds long-standing expertise in banking, regulation and governance. Together, we combine the agility of a start-up with the backing of Spuerkeess (opens in a new tab).

Follow the team’s work on LinkedIn

Our team

Builders, specialists and explorers working across digital assets, embedded finance, AI and regtech.

Innovation Leader

Patrick Hennes

25+ years in traditional finance, with a decade at the forefront of innovation and blockchain.

Financial innovation
Digital assets

inLinkedIn

Subject Matter Expert – Embedded Finance & Ecosystems

Esther Cheng

15+ years in technology and banking.

Embedded finance
Partnerships

inLinkedIn

Senior Advisor – Banking Innovation & Integration

Véronique Schlick

25+ years in transformation and innovation in banking and fintech.

Transformation
Digital banking

inLinkedIn

Subject Matter Expert – Embedded Finance & Ecosystems

Alexandre Marquet

12+ years in innovation, technology and finance, across start-ups and corporates.

Fintech
Embedded finance

inLinkedIn

Intelligent Platform Architect

Youssef Dardari

Builds and runs secure, scalable cloud platforms.

Cloud & DevOps
Artificial intelligence

inLinkedIn

Intelligent Platform Architect

Christoph Bruckner

19+ years building, breaking and fixing infrastructure, from racks to cloud architecture.

Cloud & infra
Artificial intelligence

inLinkedIn

DLT Expert

Legal Counsel

Mascot

Sphery

Small sphere. Big ideas. Always curious.

Honorary team member

Careers at ThinkSphere · Join a small, ambitious team

Your expertise.
Our next chapter.

Work at the exact boundary where banking standards, European regulation and emerging technologies meet. Explore high-autonomy roles in Luxembourg and shape the infrastructure of tomorrow.

Explore careers

Think beyond.Build what’snext.